{"id":2163,"date":"2020-03-09T06:50:56","date_gmt":"2020-03-09T06:50:56","guid":{"rendered":"http:\/\/10.35.1.3:8080\/insurance\/?page_id=2163"},"modified":"2020-06-29T10:03:17","modified_gmt":"2020-06-29T10:03:17","slug":"motor-insurance","status":"publish","type":"page","link":"https:\/\/www.rafikibank.co.ke\/insurance\/motor-insurance\/","title":{"rendered":"Motor Insurance"},"content":{"rendered":"<p>[vc_row][vc_column][vc_row_inner][vc_column_inner][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_tta_tour shape=&#8221;square&#8221; color=&#8221;white&#8221; spacing=&#8221;3&#8243; gap=&#8221;3&#8243; controls_size=&#8221;sm&#8221; active_section=&#8221;1&#8243;][vc_tta_section title=&#8221;Motor Private&#8221; tab_id=&#8221;1583736723970-e3991464-2d70&#8243;][vc_column_text]<\/p>\n<ul>\n<li><span style=\"color: #000000;\"><strong>Third Party Only<\/strong><\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\">The coverage includes:<\/span><br \/>\n<span style=\"color: #000000;\">Death and\/or bodily injury to any persons other than employees of the client and members of his own family<\/span><br \/>\n<span style=\"color: #000000;\">Damage to Third Party property arising out of or caused by the use of client\u2019s motor vehicle.<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\"><strong>Third Party, Fire and Theft<\/strong><\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\">Includes a above. In addition, there is coverage for damage to client\u2019s motor vehicle arising out of or caused by fire, external explosion, self-ignition, lightning, burglary or theft.<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\"><strong>Comprehensive<\/strong><\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\">Provides cover for loss of or accidental damage to the motor vehicle, its accessories and spare parts as well as third party property bodily injury and property damage.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Commercial Own Goods&#8221; tab_id=&#8221;1583737236044-d3dc2a08-c5c4&#8243;][vc_column_text]<span style=\"color: #000000;\">This covers the insured against loss or damage to vehicle used to carry goods belonging to the insured.<\/span>[\/vc_column_text]\t\n\t<h2 class=\"\" style=\"text-align: left;color: #295ca5;\" > Benefits<\/h2>\t\n[vc_column_text]<\/p>\n<ul>\n<li><span style=\"color: #000000;\">Accidental damage to the vehicle including malicious damage, riot and strike.<\/span><\/li>\n<li><span style=\"color: #000000;\">Theft &amp; Fire damage.<\/span><\/li>\n<li><span style=\"color: #000000;\">Third party Liability.\u00a0<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;General Cartage&#8221; tab_id=&#8221;1583738229242-1ad2ac88-d550&#8243;][vc_column_text]<span style=\"color: #000000;\">This covers the insured against loss or damage to vehicle used to carry goods belonging to third party such as lorries, trucks, pickups and trailers. <\/span><\/p>\n<p><span style=\"color: #000000;\">We provide comprehensive commercial vehicle insurance to compensate individuals, businesses and logistic companies\/transporters against accidental\u00a0loss or damage to their motor vehicles and their accessories including legal liability to third parties.<\/span>[\/vc_column_text]\t\n\t<h2 class=\"\" style=\"text-align: left;color: #295ca5;\" > Benefits<\/h2>\t\n[vc_column_text]<\/p>\n<ul>\n<li><span style=\"color: #000000;\">Protection against accidental damage to the vehicle including malicious damage, riot and strike.<\/span><\/li>\n<li><span style=\"color: #000000;\">Protection against Theft &amp; Fire damage.<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;PSV matatu \/Bus&#8221; tab_id=&#8221;1583738231663-228288a2-0cdc&#8221;][vc_column_text]<span style=\"color: #000000;\">It compensates individuals, businesses and Matatu Sacco\u2019s\/companies\/transporters\u00a0against accidental loss or damage to their motor vehicles and their accessories including legal liability to third parties.<\/span>[\/vc_column_text]\t\n\t<h2 class=\"\" style=\"text-align: left;color: #295ca5;\" > Benefits<\/h2>\t\n[vc_column_text]<\/p>\n<ul>\n<li><span style=\"color: #000000;\">Provide Comprehensive Cover to passenger service vehicles for ferrying passengers.<\/span><\/li>\n<li><span style=\"color: #000000;\">Accidental damage to the vehicle including malicious damage, riot, and strike.<\/span><\/li>\n<li><span style=\"color: #000000;\">Theft &amp; Fire damage.<\/span><\/li>\n<li><span style=\"color: #000000;\">Damage to property belonging to other persons (third parties) <\/span><br \/>\n<span style=\"color: #000000;\">Injury to third-party persons such as pedestrians and passengers in other vehicles. <\/span><\/li>\n<li><span style=\"color: #000000;\">Transport companies involved in hiring out transport vehicles.<\/span><br \/>\n<span style=\"color: #000000;\">Individual matatu operators and Sacco\u2019s providing transport of passengers for hire and reward.\u00a0<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;PSV Chauffeur Driven&#8221; tab_id=&#8221;1583738806513-e7c43c46-b067&#8243;][vc_column_text]<span style=\"color: #000000;\">Provides cover for loss of or accidental damage to motor vehicle in connection with the insured business for chauffeur driven by authorized drivers.<\/span>[\/vc_column_text]\t\n\t<h2 class=\"\" style=\"text-align: left;color: #295ca5;\" > Benefits<\/h2>\t\n[vc_column_text]<span style=\"color: #000000;\"><strong>Protection against:<\/strong><\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">Accidental damage to the vehicle including malicious damage, riot, and strike.<\/span><\/li>\n<li><span style=\"color: #000000;\">Theft &amp; Fire damage.<\/span><\/li>\n<li><span style=\"color: #000000;\">Damage to property belonging to other persons (third parties).<\/span><\/li>\n<li><span style=\"color: #000000;\">Injury to third-party persons such as pedestrians and passengers in other vehicles. <\/span><\/li>\n<li><span style=\"color: #000000;\">Individual owners who hire out their vehicles with chauffeur.<\/span><br \/>\n<span style=\"color: #000000;\">Transport companies involved in hiring out private vehicles.<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;PSV Taxi-Yellow Line&#8221; tab_id=&#8221;1583739106586-baed1a6f-0189&#8243;][vc_column_text]<span style=\"color: #000000;\">Our policy provides comprehensive passenger service vehicle insurance to compensate individuals, businesses, companies against accidental loss or damage to their motor vehicle while carrying fare paying passengers for a chauffeur-driven ride.<\/span>[\/vc_column_text]\t\n\t<h2 class=\"\" style=\"text-align: left;color: #295ca5;\" > Benefits<\/h2>\t\n[vc_column_text]<span style=\"color: #000000;\"><strong>Protection against:<\/strong><\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">Accidental damage to the vehicle including malicious damage, riot, and strike.<\/span><\/li>\n<li><span style=\"color: #000000;\">Theft &amp; Fire damage.<\/span><\/li>\n<li><span style=\"color: #000000;\">Damage to property belonging to other persons (third parties).<\/span><\/li>\n<li><span style=\"color: #000000;\">Injury to third-party persons such as pedestrians and passengers in other vehicles. <\/span><\/li>\n<li><span style=\"color: #000000;\">Individuals or institutions that use their vehicles for carrying of fare-paying single passenger or small group of passengers for a non-shared ride.<\/span><\/li>\n<li><span style=\"color: #000000;\">Legal liability to third parties.<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;PSV Tour Van&#8221; tab_id=&#8221;1583739292275-3eaba3d4-a1db&#8221;][vc_column_text]<span style=\"color: #000000;\">Provides cover for loss of or accidental damage to motor vehicle in connection with the insured\u2019s business for tour driven by authorized drivers.<\/span>[\/vc_column_text]\t\n\t<h2 class=\"\" style=\"text-align: left;color: #295ca5;\" > Benefits<\/h2>\t\n[vc_column_text]<span style=\"color: #000000;\"><strong>Protection against:<\/strong><\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">Accidental damage to the vehicle including malicious damage, riot, and strike.<\/span><\/li>\n<li><span style=\"color: #000000;\">Theft &amp; Fire damage.<\/span><\/li>\n<li><span style=\"color: #000000;\">Damage to property belonging to other persons (third parties).<\/span><\/li>\n<li><span style=\"color: #000000;\">Injury to third-party persons such as pedestrians and passengers in other vehicles. <\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;PSV Self Drive&#8221; tab_id=&#8221;1583739463170-320bc8bd-a13e&#8221;][vc_column_text]<span style=\"color: #000000;\">Provides cover for loss of or accidental damage to motor vehicle in connection with the insured\u2019s business for self-drive by authorized drivers.<\/span>[\/vc_column_text]\t\n\t<h2 class=\"\" style=\"text-align: left;color: #295ca5;\" > Benefits<\/h2>\t\n[vc_column_text]<span style=\"color: #000000;\"><strong>Protection against:<\/strong><\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">Accidental damage to the vehicle including malicious damage, riot and strike.<\/span><\/li>\n<li><span style=\"color: #000000;\">Theft &amp; Fire damage.<\/span><\/li>\n<li><span style=\"color: #000000;\">Damage to property belonging to third parties (other persons).<\/span><\/li>\n<li><span style=\"color: #000000;\">Injury to third-party persons such as pedestrians and passengers in other vehicles. <\/span><\/li>\n<li><span style=\"color: #000000;\">Individual owners who hire out their vehicles.<\/span><\/li>\n<li><span style=\"color: #000000;\">Transport companies involved in hiring out private vehicles.<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;PSV Institutional Vehicles&#8221; tab_id=&#8221;1583739843585-b49f2f49-788a&#8221;][vc_column_text]<span style=\"color: #000000;\">Provides cover for loss of or accidental damage to motor vehicle in connection with the insured\u2019s business for self-drive by authorized drivers.<\/span>[\/vc_column_text]\t\n\t<h2 class=\"\" style=\"text-align: left;color: #295ca5;\" > Benefits<\/h2>\t\n[vc_column_text]<span style=\"color: #000000;\"><strong>Protection against:<\/strong><\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">Accidental damage to the vehicle including malicious damage, riot and strike.<\/span><\/li>\n<li><span style=\"color: #000000;\">Theft &amp; Fire damage.<\/span><\/li>\n<li><span style=\"color: #000000;\">Damage to property belonging to third parties (other persons).<\/span><\/li>\n<li><span style=\"color: #000000;\">Injury to third-party persons such as pedestrians and passengers in other vehicles. Third party persons exclude a third party the client\u2019s immediate family.<\/span><\/li>\n<li><span style=\"color: #000000;\">Institutions who use their vehicles for their own use.<\/span><\/li>\n<li><span style=\"color: #000000;\">Use for occasional hire &amp; reward to third parties.<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Motor Trade- Selling of Vehicles&#8221; tab_id=&#8221;1583740110236-32430dd1-6460&#8243;][vc_column_text]<span style=\"color: #000000;\">Your car is protected whether on transit either by road or rail, in custody or control of the motor dealer, garage or qualified\/licensed\u00a0custody or control of the motor dealer, garage or qualified\/licensed mechanic (including liabilities to third parties)<\/span>[\/vc_column_text]\t\n\t<h2 class=\"\" style=\"text-align: left;color: #295ca5;\" > Benefits<\/h2>\t\n[vc_column_text]<\/p>\n<ul>\n<li><span style=\"color: #000000;\">It is ideal for dealers of both new and used motor vehicles, motor repairers\/garages, clearing agents who drive vehicles out of ports etc.<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Tuk Tuk &amp; Boda Boda&#8221; tab_id=&#8221;1583740370389-5b5f4a92-0eae&#8221;][vc_column_text]<span style=\"color: #000000;\">We provide cover against accidental loss or damage to these vehicles, covering both drivers and passengers, including the standard accessories and spare parts.<\/span>[\/vc_column_text]\t\n\t<h2 class=\"\" style=\"text-align: left;color: #295ca5;\" > Benefits<\/h2>\t\n[vc_column_text]<\/p>\n<ul>\n<li>Spare parts and standard accessories spare parts.<\/li>\n<li>Protection against legal liability to third parties .<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Special Vehicles&#8221; tab_id=&#8221;1583740492174-7051338a-01d2&#8243;][vc_column_text]<span style=\"color: #000000;\">This policy is ideal for all types of vehicles including forklifts, cranes, excavators, construction plant equipment, etc.<\/span>[\/vc_column_text]\t\n\t<h2 class=\"\" style=\"text-align: left;color: #295ca5;\" > Benefits<\/h2>\t\n[vc_column_text]<\/p>\n<ul>\n<li><span style=\"color: #000000;\">It provides comprehensive passenger service vehicle insurance against accidental loss or damage to vehicles used in construction and erection.<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Motor Cycle Private&#8221; tab_id=&#8221;1583740657289-9d86d8fb-161f&#8221;][vc_column_text]<span style=\"color: #000000;\">This policy covers the accidental loss or damage of insured motor cycles and\/or death, bodily injury or loss or damage of property of third parties arising from the use of the motor cycle owned and or operated by the insured.\u00a0<\/span><\/p>\n<p><span style=\"color: #000000;\">The motor cycle should be for personal use by a rider authorized by the insured and holding a valid license.<\/span>[\/vc_column_text]\t\n\t<h2 class=\"\" style=\"text-align: left;color: #295ca5;\" > Benefits<\/h2>\t\n[vc_column_text]<\/p>\n<ul>\n<li><span style=\"color: #000000;\">It provides comprehensive passenger service vehicle insurance against accidental loss or damage to vehicles used in construction and erection.<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_tta_section][\/vc_tta_tour][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_row_inner][vc_column_inner][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_tta_tour shape=&#8221;square&#8221; color=&#8221;white&#8221; spacing=&#8221;3&#8243; gap=&#8221;3&#8243; controls_size=&#8221;sm&#8221; active_section=&#8221;1&#8243;][vc_tta_section title=&#8221;Motor Private&#8221; tab_id=&#8221;1583736723970-e3991464-2d70&#8243;][vc_column_text] Third Party Only The coverage includes: Death and\/or bodily injury to any persons other than employees of the client and members of his own family Damage to Third Party property arising out of or caused by the use of client\u2019s motor vehicle. Third Party, Fire [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-fullwidth.php","meta":{"footnotes":""},"class_list":["post-2163","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.rafikibank.co.ke\/insurance\/wp-json\/wp\/v2\/pages\/2163","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rafikibank.co.ke\/insurance\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.rafikibank.co.ke\/insurance\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.rafikibank.co.ke\/insurance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rafikibank.co.ke\/insurance\/wp-json\/wp\/v2\/comments?post=2163"}],"version-history":[{"count":26,"href":"https:\/\/www.rafikibank.co.ke\/insurance\/wp-json\/wp\/v2\/pages\/2163\/revisions"}],"predecessor-version":[{"id":2310,"href":"https:\/\/www.rafikibank.co.ke\/insurance\/wp-json\/wp\/v2\/pages\/2163\/revisions\/2310"}],"wp:attachment":[{"href":"https:\/\/www.rafikibank.co.ke\/insurance\/wp-json\/wp\/v2\/media?parent=2163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}